EMF MEDICAL AID SOCIETY
Because nothing is more important than your health! clientservices@necemf.co.zw

SMEs — Essential Gold

Per person: $7

Per person: $7

  • Global limit: $3,000.
  • Hospitalisation: $1,500.
  • Prescribed payable drugs — Acute: $100; Chronic: $120.
  • GP visits: 4 per year.
  • Maternity: $200.
  • Dental: $150.
  • Optical (specs & consultation): $150.
  • Ambulance services: In full.
  • Speech therapy / Physiotherapy / Clinical psychology: $100 each.
  • Pathology: $200; Radiology: $200; Preventative screening: In full.
  • Funeral benefit: $500.
  • Hospital access: General Ward Hospitalisation (Groups E–F & EMF Services).
  • OTC drugs: Not covered beyond “prescribed payable” amounts.

Students — Campus Care

Per person: $5

  • Global limit: $3,000.
  • Hospitalisation: $1,500.
  • Prescribed payable drugs — Acute: $100; Chronic: $120.
  • GP visits: 4 per year.
  • Maternity: $200.
  • Dental: $150.
  • Optical (specs & consultation): $150.
  • Ambulance services: In full.
  • Speech therapy / Physiotherapy / Clinical psychology: $100 each.
  • Pathology: $200; Radiology: $200; Preventative screening: In full.
  • Funeral benefit: $500.
  • Hospital access: General Ward Hospitalisation (Groups E–F & EMF Services).
  • OTC drugs: Not covered beyond “prescribed payable” amounts.