EMF MEDICAL AID SOCIETY
✉ emfsecretary@emfmedicalaid.com  |  +263 8677 004 128

Office Address

  • 3rd Floor Engineering Building, 88 Rezende Street, Harare (Head Office)
  • clientservices@emfmedicalaid.com
  • +263 242 780 437 | +263 8677 004 128

Family

Member $7
Adult Dep $7
Child $7
Senior $12

Member $7
Adult Dep $7
Child $7
Senior $12

  • Annual limit: $4,000.
  • Hospitalisation limit: $1,500.
  • Prescribed medication (up to 3 beneficiaries): $125.
  • Prescribed medication (above 3 beneficiaries): $200.
  • Chronic drugs: $275.
  • Dental cover: $300.
  • GP consultations (initial): 1/Month.
  • GP consultations (subsequent): 1/Month.
  • Ante natal visits: 1/Event.
  • Post natal visits: 1/Event.
  • Pregnancy scans: 1/Event.
  • Optical: $130.
  • Psychiatric: $100.
  • Rehabilitative services: $200.
  • Prosthetics & appliances: $200.
  • Pathology: $180.
  • Specialized radiology (MRI & CT): $200.
  • Hearing aids: $460.
  • Ancillary services: In Full.
  • Private ambulance services: In Full.
  • Wellness: In Full.
  • Funeral benefit (Adult): $500.
  • Funeral benefit (Child): $200.

Bronze

Member $21
Adult Dep $21
Child $18
Senior $26

Member $21
Adult Dep $21
Child $18
Senior $26

  • Annual limit: $5,740.
  • Hospitalisation limit: $2,320.
  • Prescribed medication (up to 3 beneficiaries): $300.
  • Prescribed medication (above 3 beneficiaries): $480.
  • Chronic drugs: $360.
  • Dental cover: $350.
  • GP consultations (initial): 2/Month.
  • GP consultations (subsequent): 2/Month.
  • Ante natal visits: 3/Event.
  • Post natal visits: 2/Event.
  • Pregnancy scans: 2/Event.
  • Optical: $150.
  • Psychiatric: $290.
  • Rehabilitative services: $340.
  • Prosthetics & appliances: $340.
  • Pathology: $240.
  • Specialized radiology (MRI & CT): $580.
  • Hearing aids: $580.
  • Ancillary services: In Full.
  • Private ambulance services: In Full.
  • Wellness: In Full.
  • Funeral benefit (Adult): $500.
  • Funeral benefit (Child): $200.

Silver

Member $35
Adult Dep $35
Child $25
Senior $44

Member $35
Adult Dep $35
Child $25
Senior $44

  • Annual limit: $15,000.
  • Hospitalisation limit: $7,000.
  • Prescribed medication (up to 3 beneficiaries): $450.
  • Prescribed medication (above 3 beneficiaries): $700.
  • Chronic drugs: $360.
  • Dental cover: $380.
  • GP consultations (initial): 2/Month.
  • GP consultations (subsequent): 2/Month.
  • Ante natal visits: 3/Event.
  • Post natal visits: 2/Event.
  • Pregnancy scans: 2/Event.
  • Optical: $180.
  • Psychiatric: $290.
  • Rehabilitative services: $580.
  • Prosthetics & appliances: $340.
  • Pathology: $560.
  • Specialized radiology (MRI & CT): $1,680.
  • Hearing aids: $560.
  • Ancillary services: In Full.
  • Private ambulance services: In Full.
  • Wellness: In Full.
  • Funeral benefit (Adult): $500.
  • Funeral benefit (Child): $200.

Gold

Member $47
Adult Dep $47
Child $37
Senior $61

Member $47
Adult Dep $47
Child $37
Senior $61

  • Annual limit: $18,500.
  • Hospitalisation limit: $7,750.
  • Prescribed medication (up to 3 beneficiaries): $575.
  • Prescribed medication (above 3 beneficiaries): $950.
  • Chronic drugs: $630.
  • Dental cover: $500.
  • GP consultations (initial): 2/Month.
  • GP consultations (subsequent): 2/Month.
  • Ante natal visits: 6/Event.
  • Post natal visits: 3/Event.
  • Pregnancy scans: 2/Event.
  • Optical: $200.
  • Psychiatric: $385.
  • Rehabilitative services: $680.
  • Prosthetics & appliances: $460.
  • Pathology: $670.
  • Specialized radiology (MRI & CT): $2,170.
  • Hearing aids: $745.
  • Ancillary services: In Full.
  • Private ambulance services: In Full.
  • Wellness: In Full.
  • Funeral benefit (Adult): $500.
  • Funeral benefit (Child): $200.

Platinum

Member $77
Adult Dep $77
Child $65
Senior $90

Member $77
Adult Dep $77
Child $65
Senior $90

  • Annual limit: $22,000.
  • Hospitalisation limit: $8,500.
  • Prescribed medication (up to 3 beneficiaries): $700.
  • Prescribed medication (above 3 beneficiaries): $1,200.
  • Chronic drugs: $900.
  • Dental cover: $580.
  • GP consultations (initial): 2/Month.
  • GP consultations (subsequent): 2/Month.
  • Ante natal visits: 6/Event.
  • Post natal visits: 4/Event.
  • Pregnancy scans: 2/Event.
  • Optical: $230.
  • Psychiatric: $480.
  • Rehabilitative services: $780.
  • Prosthetics & appliances: $580.
  • Pathology: $780.
  • Specialized radiology (MRI & CT): $2,660.
  • Hearing aids: $930.
  • Ancillary services: In Full.
  • Private ambulance services: In Full.
  • Wellness: In Full.
  • Funeral benefit (Adult): $500.
  • Funeral benefit (Child): $200.

Diamond

Member $80
Adult Dep $80
Child $72
Senior $90

Member $80
Adult Dep $80
Child $72
Senior $90

  • Annual limit: $32,000.
  • Hospitalisation limit: $12,500.
  • Prescribed medication (up to 3 beneficiaries): $1,100.
  • Prescribed medication (above 3 beneficiaries): $1,700.
  • Chronic drugs: $1,550.
  • Dental cover: $1,400.
  • GP consultations (initial): 2/Month.
  • GP consultations (subsequent): 2/Month.
  • Ante natal visits: 7/Event.
  • Post natal visits: 4/Event.
  • Pregnancy scans: 2/Event.
  • Optical: $250.
  • Psychiatric: $480.
  • Rehabilitative services: $930.
  • Prosthetics & appliances: $1,270.
  • Pathology: $1,100.
  • Specialized radiology (MRI & CT): $4,420.
  • Hearing aids: $1,210.
  • Ancillary services: In Full.
  • Private ambulance services: In Full.
  • Wellness: In Full.
  • Funeral benefit (Adult): $500.
  • Funeral benefit (Child): $200.

Diamond Plus

Member $100
Adult Dep $100
Child $75
Senior $158

Member $100
Adult Dep $100
Child $75
Senior $158

  • Annual limit: $35,000.
  • Hospitalisation limit: $14,000.
  • Prescribed medication (up to 3 beneficiaries): $1,500.
  • Prescribed medication (above 3 beneficiaries): $2,500.
  • Chronic drugs: $1,900.
  • Dental cover: $1,860.
  • GP consultations (initial): 2/Month.
  • GP consultations (subsequent): 2/Month.
  • Ante natal visits: 9/Event.
  • Post natal visits: 5/Event.
  • Pregnancy scans: 2/Event.
  • Optical: $300.
  • Psychiatric: $930.
  • Rehabilitative services: $1,620.
  • Prosthetics & appliances: $2,090.
  • Pathology: $1,400.
  • Specialized radiology (MRI & CT): $4,860.
  • Hearing aids: $1,860.
  • Ancillary services: In Full.
  • Private ambulance services: In Full.
  • Wellness: In Full.
  • Funeral benefit (Adult): $500.
  • Funeral benefit (Child): $200.