Reliable Health Cover

77 years of trusted, affordable and quality healthcare for individuals, families, and companies.

Innovative Care, Every Day

Real-time claims, integrated clinics, and wellness programs designed to put members first.

Your Family, Our Priority

Comprehensive packages tailored to protect your loved ones at every stage of life.

77 Years of Trusted Healthcare

Affordable, dependable, and tailored to your needs.

Partner in Health Since 1948

Engineering roots to nationwide coverage — we’ve grown with you, delivering reliable healthcare for generations.

Comprehensive Cover for Every Need

Medical aid, funeral cover, wellness programs, and access to EMF partners across the country.

Healthcare That Puts You First

Our values — integrity, empathy, and innovation — ensure you get more than cover; you get peace of mind.

Secure Your Health Today

Join thousands already benefiting from affordable, dependable EMF plans built around your life.

Get a Health Cover Quote

Tell us your details and we’ll guide you to the best EMF Medical Aid plan for your needs.

Some Important FAQ's

Common Frequently Asked Questions

Q: How long does it take to join EMF?

A: Membership approval is usually completed within 48 hours once all documents are received.

Q: Can I add my family to my plan?

A: Yes, we offer packages that include spouses and dependents at affordable rates.

Q: Do you have waiting periods?

A: Yes, waiting periods apply depending on the plan. Our team will guide you during onboarding.

Q: Where can I access healthcare services?

A: Members can visit EMF clinics in Harare and Bulawayo, plus a wide network of partner providers nationwide.

77

Years of Experience

10,000

Members Nationwide

500

Healthcare Providers

24

Hours Support A Day

Testimonials

What Our Customers Say?

"EMF has been a true partner in my family’s healthcare. Their affordable plans and quick support have made all the difference."

Tendai Mutsvairo

Harare, Small Business Owner

"As a teacher, I needed a reliable medical aid for my family. EMF delivered exactly that — affordable and dependable."

Ruth Chikowore

Bulawayo, High School Teacher

"When my company switched to EMF, we immediately noticed better service and a caring approach to our staff’s health needs."

Brian Nkomo

Kwekwe, HR Manager

I was impressed by how fast EMF processed my claim. It gave me peace of mind during a difficult time."

Nomusa Dhlamini

Zvishavane, Nurse

What We Offer

Healthcare That Gives You Confidence

At EMF, we provide affordable, reliable, and innovative health cover designed to give peace of mind to individuals, families, and businesses.

Comprehensive medical aid packages
Access to clinics & pharmacies across Zimbabwe
Flexible plans for families, SMEs, and corporates
Quick and efficient claims processing

Office Address