EMF MEDICAL AID SOCIETY
✉ emfsecretary@emfmedicalaid.com  |  +263 8677 004 128

Office Address

  • 3rd Floor Engineering Building, 88 Rezende Street, Harare (Head Office)
  • clientservices@emfmedicalaid.com
  • +263 242 780 437 | +263 8677 004 128

Family Bronze

From $75 USD

From $75 USD

  • Annual limit: $7,500.
  • Hospitalisation limit: $2,500.
  • Chronic medication: $500.
  • Acute medication: $350.
  • Dental treatment: $500.
  • Optical care: $200.
  • Pathology: $350; Radiology: $1,200.
  • Prosthesis & appliances: $500.
  • Ambulance services: Covered up to hospital limit.
  • Funeral assistance: $200.
  • Hospital access: Government & Group E-F hospitals.
  • OTC drugs: Not covered.

Family Silver

From $105 USD

From $105 USD

  • Annual limit: $10,500.
  • Hospitalisation limit: $4,000.
  • Chronic medication: $800.
  • Acute medication: $600.
  • Dental treatment: $800.
  • Optical care: $300.
  • Pathology: $500; Radiology: $2,000.
  • Prosthesis & appliances: $800.
  • Ambulance services: Covered up to hospital limit.
  • Funeral assistance: $250.
  • Hospital access: Private hospitals Group C-F (no A-B).
  • OTC drugs: Not covered.

Family Gold

From $155 USD

From $155 USD

  • Annual limit: $13,000.
  • Hospitalisation limit: $5,500.
  • Chronic medication: $1,200.
  • Acute medication: $900.
  • Dental treatment: $1,200.
  • Optical care: $400.
  • Pathology: $600; Radiology: $2,800.
  • Prosthesis & appliances: $1,100.
  • Ambulance services: Covered up to hospital limit.
  • Funeral assistance: $300.
  • Hospital access: Private hospitals Group B-F.
  • OTC drugs: Not covered.

Family Platinum

From $250 USD

From $250 USD

  • Annual limit: $15,000.
  • Hospitalisation limit: $7,000.
  • Chronic medication: $1,800.
  • Acute medication: $1,800.
  • Dental treatment: $1,500.
  • Optical care: $500.
  • Pathology: $800; Radiology: $3,500.
  • Prosthesis & appliances: $1,300.
  • Ambulance services: Covered up to hospital limit.
  • Funeral assistance: $350.
  • Hospital access: Private hospitals A-F (general ward).
  • OTC drugs: Not covered.

Family Diamond

From $265 USD

From $265 USD

  • Annual limit: $18,000.
  • Hospitalisation limit: $8,000.
  • Chronic medication: $2,000.
  • Acute medication: $2,000.
  • Dental treatment: $1,500.
  • Optical care: $500.
  • Pathology: $1,000; Radiology: $4,000.
  • Prosthesis & appliances: $1,500.
  • Ambulance services: Covered up to hospital limit.
  • Funeral assistance: $400.
  • Hospital access: Private hospitals A-F (general and 2-bedded ward).
  • OTC drugs: Covered up to $200.

Family Diamond Plus

From $320 USD

From $320 USD

  • Annual limit: $35,000.
  • Hospitalisation limit: $12,000.
  • Chronic medication: $3,000.
  • Acute medication: $3,000.
  • Dental treatment: $2,000.
  • Optical care: $700.
  • Pathology: $1,500; Radiology: $5,000.
  • Prosthesis & appliances: $2,000.
  • Ambulance services: Covered up to hospital limit.
  • Funeral assistance: $500.
  • Hospital access: Private hospitals A-F (all wards including private).
  • OTC drugs: Covered up to $350.